ACCIDENT AND LIABILITY INSURANCE
for Dive Professionals

GET YOUR INSURANCE COVER

Best product on the market for Pros, at the lowest rate

ACCIDENT ONLY

80,17 €

Seguro de Accidentes Personales

  • Worldwide dive accident insurance
  • Travel insurance for non-diving emergencies abroad
  • Free accident insurance for your dive students
ACCIDENT + LIABILITY

149 €

Seguro de Accidentes, Responsabilidad Civil Profesional y Protección Legal

  • €4,000,000 Professional Liability cover, including Legal Defence
  • Worldwide dive accident insurance
  • Travel insurance for non-diving emergencies abroad
  • Free accident insurance for your dive students
AFÍLIATE / RENUEVAAFÍLIATE / RENUEVA
Reservado para miembros PADI EMEA con estatus de enseñanza activa

La compra de cobertura de responsabilidad civil profesional puede no estar disponible para profesionales que residen en países fuera de la UE, EEA, Suiza, Egipto y Maldivas. Para obtener más información, ponte en contacto con DAN Europe.

COVER DETAILS

COBERTURA EN CASO DE EMERGENCIAS DE BUCEO

VALID ALL YEAR ROUND, WORLDWIDE

  • Alarm Centre and management of medical emergencies 24/7 » Total cost
  • Emergency medical evacuation » Total cost
  • Worldwide emergency medical treatment,hyperbaric therapy and hospitalization included » Total cost
  • Search & rescue of the missing diver (cave diving included) » Up to €10,000
  • Medical repatriation of the convalescing diver » Total cost
  • Specialized medical treatment,including rehabilitation and post – traumatic stress treatment, up to 30 days from date of incident » Total cost
  • Daily allowance for hospital stay during therapy » Up to €50 – inpatient. [Outpatient: for DCI only]
  • Loss or damage of own or rescuers’ diving equipment,only following an indemnifiable own or 3rd party diving accident » Up to €2,500
  • Extra hotel & travel costs following a diving accident » Up to €5,000
  • Permanent disability » Up to €100,000
  • Any prosthesis necessary after an insured injury » Up to €1,000
  • Death benefit » Up to €6,000
  • Repatriation of the deceased » Total cost
  • Non-professional liability (included for residents of Spain only) » €150,000 (or up to the limit required by the local Autonomous Community)

COBERTURA PARA EMERGENCIAS NO RELACIONADAS CON EL BUCEO, EN EL EXTRANJERO

MAXIMUM NUMBER OF INSURED TRAVELING DAYS: 90 DAYS PER YEAR

  • Emergency medical evacuation » Total cost
  • First medical assessment costs, even w/out hospitalization » Total cost
  • Medical expenses for inpatient care, irrespective of number of days in care » Up to €15,000
  • Medical expenses for outpatient care » Up to €500
  • Medical repatriation of the convalescing diver » Total cost
  • Repatriation of the deceased » Total cost

TRAVEL ASSISTANCE

  • Roundtrip travel ticket for one person to reach the insured in case of hospitalization » Up to €2,500
  • Escorted return of minor children » Up to €5,000
  • Additional return expensesfor the insured and / or travel companion » Up to €2,000
  • Interpretation assistance » Total cost

SEGURO GRATUITO PARA TUS ALUMNOS.DE BUCEO, EN CASO DE ACCIDENTE

Free cover for UNLIMITED number of dive students [up to the PADI Divemaster (or equivalent) level and excluding technical diving courses]

  • Alarm Centre and management of medical emergencies 24/7 » Total cost
  • Worldwide emergency medical treatment & medical evacuation » Up to €15,000
  • Search & rescue of the missing diver » Up to €2,500 [as part of the worldwide emergency medical treatment limit]

OPTIONAL BENEFITS

Death extension
You can increase by either € 25,000.00 or € 50,000.00 the cover limit in case of death due to a diving accident.
This extension does not apply to technical dives.
Cost (incl. taxes)

    • € 25,000 death extension = € 33.60
    • € 50,000 death extension = € 56.00

Travel No-Limits
You can extend the duration of the cover for non-diving emergencies abroad to the whole membership period (one year).
Cost (incl. taxes)

    • € 438.00

Benefits for your family
You can include your family members (partner and/or children) into your cover for non-diving emergencies abroad.
Cost (incl. taxes)

    • 90 days coverage for up to 3 family members = € 42.00
    • 365 days coverage for up to 3 family members = € 438.00

Please read carefully the insurance policy and the insurance product information document. All insurance plans are manufactured and underwritten by IDA Insurance Ltd (IDA) and distributed by VING Insurance Brokers Limited (VING). Both IDA and VING are authorised and regulated by the Malta Financial Services Authority (MFSA) to transact in all EU/EEU countries. IDA and VING are subsidiaries of DAN Europe Group.

Insurance cover special features

Seguro de indemnización profesional y en caso de accidentes personales, válido todo el año

Acceso a la reconocida línea multilingüe, especializada en caso de emergencias, de DAN

Cobertura ilimitada en caso de tratamiento hiperbárico y repatriación

Asistencia adicional y cobertura en caso de emergencias médicas no relacionadas con el buceo, en el extranjero

Cobertura de seguro adicional para accidentes de buceo con alumnos que asisten a cursos PADI

Para asistencia en caso de emergencia, o cualquier otro asunto no relacionado con este producto de seguros, visite daneurope.org

FAQ

1. ¿Quién puede suscribir este seguro DAN Europe avalado por PADI?

Únicamente los afiliados a PADI-EMEA que han renovado para el año en curso.

2. ¿Qué tipo de cobertura obtendré con este plan de seguros?

  • Diving medical emergencies – worldwide, for 365 days.
  • Non-diving medical emergencies – only when you travel abroad, for max. 90 days a year.
  • Professional liability (optional) – compatible with PADI-EMEA requirements, valid worldwide except in the USA and Canada.

Note: if you reside outside of the European Economic Area, Egypt or Maldives, professional liability may not be available. Please get in touch for information on your country.

3. ¿Se incluye un seguro de viaje estándar que no sea el seguro de buceo?

  • This plan features a coverage for non-diving related medical emergencies abroad, but it is not comparable to a standard travel or health insurance. Please read the insurance policy and the cover limits for more information.
  • You are not required to let us know whenever you travel outside of your country of residence.

4. ¿En qué se diferencia este plan respaldado por PADI de los planes estándar DAN Europe Pro?

Same great coverage as the Pro Silver, with some important differences:

  • free accident coverage for your students up to divemaster course (Pro Silver: up to OWD);
  • free accident coverage for an unlimited number of students (Pro Silver: max. 40 students per year);
  • more convenient price;
  • specifically designed for PADI EMEA members.

5. Ya soy miembro de DAN Europe. ¿Puedo cambiar mi plan actual por éste?

  • Yes, provided that the residual value of your current insurance is lower than the cost of the new plan.
  • To check whether you can update your insurance, try and purchase this plan via your account.

6. ¿Mis estudiantes se beneficiarán de la cobertura de accidentes de buceo?

Yes, provided that:

  • you register them on your MyDAN before the course starts;
  • they are attending one of the following PADI courses: DSD, OWD, AOWD, Specialties, Rescue, Divemaster, Basic Freediver, Freediver, Advanced Freediver, Master freediver; or equivalent courses under other training agencies.

7. ¿Mi seguro de responsabilidad profesional sigue siendo válido si no estoy inscribiendo a ningún alumno?

Sí, sigue siendo válido. Decidas o no proporcionar a tus alumnos una cobertura de seguro, esto no afecta tu seguro de responsabilidad profesional.

8. ¿Mi seguro es válido en EE.UU. y Canadá?

  • The accident cover is valid worldwide, including the USA and Canada. E.g.: if you suffer from a dive accident in the United States, your medical expenses will be covered according to your policy.
  • The professional liability cover is not applicable in all jurisdictions of United States of America or Canada. E.g.: if you are sued in the United States of America or Canada, your policy will not cover.

9. Trabajo y buceo en el extranjero. ¿Qué país de residencia debo indicar en mi perfil?

  • The country where you are registered as a permanent resident, which is not necessarily the one where you happen to work or dive.
  • This is the country where you will be repatriated, if required.

10. ¿Qué hacer en caso de emergencia?

11. ¿Cómo presentar una reclamación?

Una vez finalizada la fase aguda de tu emergencia médica, sigue estas instrucciones para presentar una reclamación.