ACCIDENT AND LIABILITY INSURANCE
for Dive Professionals
WORLDWIDE DIVE ACCIDENT INSURANCE
WORLDWIDE DIVE ACCIDENT INSURANCE
» 24/7, Multilingual Diving Emergency Hotline
» Emergency Medical Transportation
» Emergency Medical Treatment, Hyperbaric Therapy and Hospitalisation
TRAVEL INSURANCE FOR NON-DIVING EMERGENCIES
TRAVEL INSURANCE FOR NON-DIVING EMERGENCIES
» Non-diving related injuries and diseases
» Emergency medical evacuation
PROFESSIONAL LIABILITY
PROFESSIONAL LIABILITY
» Professional liability cover valid worldwide, all year round
FREE ACCIDENT INSURANCE FOR DIVE STUDENTS
FREE ACCIDENT INSURANCE FOR DIVE STUDENTS
» FREE cover for UNLIMITED number of dive students attending PADI courses (up to ADV level)
Best product on the market for Pros, at the lowest rate
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For renewed PADI members only
Professional liability may be not available in countries outside the EU, EEA, Switzerland, Egypt and Maldives. For more information, please contact DAN.
COVER DETAILS
COVER FOR DIVING EMERGENCIES
VALID ALL YEAR ROUND, WORLDWIDE
- Alarm Centre and management of medical emergencies 24/7 » Total cost
- Emergency medical evacuation » Total cost
- Worldwide emergency medical treatment,hyperbaric therapy and hospitalization included » Total cost
- Search & rescue of the missing diver (cave diving included) » Up to €10,000
- Medical repatriation of the convalescing diver » Total cost
- Specialized medical treatment,including rehabilitation and post – traumatic stress treatment, up to 30 days from date of incident » Total cost
- Daily allowance for hospital stay during therapy » Up to €50 – inpatient. [Outpatient: for DCI only]
- Loss or damage of own or rescuers’ diving equipment,only following an indemnifiable own or 3rd party diving accident » Up to €2,500
- Extra hotel & travel costs following a diving accident » Up to €5,000
- Permanent disability » Up to €50,000
- Any prosthesis necessary after an insured injury » Up to €1,000
- Death benefit » Up to €6,000
- Repatriation of the deceased » Total cost
- Non-professional liability (included for residents of Spain only) » €150,000 (or up to the limit required by the local Autonomous Community)
COVER FOR NON-DIVING EMERGENCIES ABROAD
MAXIMUM NUMBER OF INSURED TRAVELING DAYS: 90 DAYS PER YEAR
- Emergency medical evacuation » Total cost
- First medical assessment costs, even w/out hospitalization » Total cost
- Medical expenses for inpatient care, irrespective of number of days in care » Up to €15,000
- Medical expenses for outpatient care » Up to €500
- Medical repatriation of the convalescing diver » Total cost
- Repatriation of the deceased » Total cost
TRAVEL ASSISTANCE
- Roundtrip travel ticket for one person to reach the insured in case of hospitalization » Up to €2,500
- Escorted return of minor children » Up to €5,000
- Additional return expensesfor the insured and / or travel companion » Up to €2,000
- Interpretation assistance » Total cost
FREE ACCIDENT INSURANCE FOR DIVE STUDENTS
Free cover for UNLIMITED number of dive students (up to ADV level)
- Alarm Centre and management of medical emergencies 24/7 » Total cost
- Worldwide emergency medical treatment & medical evacuation » Up to €15,000
- Search & rescue of the missing diver » Up to €2,500 [as part of the worldwide emergency medical treatment limit]
Please read carefully the insurance policy and the insurance product information document. All insurance plans are manufactured and underwritten by IDA Insurance Ltd (IDA) and distributed by VING Insurance Brokers Limited (VING). Both IDA and VING are authorised and regulated by the Malta Financial Services Authority (MFSA) to transact in all EU/EEU countries. IDA and VING are subsidiaries of DAN Europe Group.
Insurance cover special features
For Emergency assistance, or any other matter not related to this insurance product, please visit daneurope.org
FAQ
2. What kind of coverage will I obtain from this plan?
- Diving medical emergencies – worldwide, for 365 days.
- Non-diving medical emergencies – only when you travel abroad, for max. 90 days a year.
- Professional liability (optional) – compatible with PADI-EMEA requirements, valid worldwide except in the USA and Canada.
Note: if you reside outside of the European Economic Area, Egypt or Maldives, professional liability may not be available. Please get in touch for information on your country.
3. Is a standard travel insurance included other than the diving insurance?
- This plan features a coverage for non-diving related medical emergencies abroad, but it is not comparable to a standard travel or health insurance. Please read the insurance policy and the cover limits for more information.
- You are not required to let us know whenever you travel outside of your country of residence.
4. How does this PADI-endorsed plan differ from the standard DAN Europe Pro Plans?
Same great coverage as the Pro Silver, with some important differences:
- free accident coverage for your students up to AOWD (Pro Silver: up to OWD);
- free accident coverage for an unlimited number of students (Pro Silver: max. 40 students per year);
- more convenient price;
- specifically designed for PADI EMEA members.
6. Will my students be covered?
Yes, provided that:
- you register them on your MyDAN before the course starts;
- they are not past the AOWD certification.
7. Does my professional liability insurance stay valid if I am not registering any student?
Yes, it does stay valid. Whether you decide or not to provide your students with an insurance coverage, this does not affect your professional liability insurance.
8. I work and dive abroad. Which country of residence shall I indicate on my profile?
- The country where you are registered as a permanent resident, which is not necessarily the one where you happen to work or dive.
- This is the country where you will be repatriated, if required.
9. What to do in case of emergency?
- Please contact the DAN Europe Alarm Centre to receive immediate assistance.
- For more information, see the emergency procedures.
10. How to file a claim?
Once the acute phase of your medical emergency is over, please follow these instructions to file a claim.
