PADI-ENDORSED INSURANCE FOR DIVE PROFESSIONALS

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ACCIDENT AND LIABILITY INSURANCE

for Dive Professionals

GET YOUR INSURANCE COVER

Best product on the market for Pros, at the lowest rate

ACCIDENT ONLY

€80.17

Personal Accident Insurance

  • Worldwide dive accident insurance
  • Travel insurance for non-diving emergencies abroad
  • Free accident insurance for your dive students
ACCIDENT + LIABILITY

€149

Accident insurance, Professional Liability and Legal Protection

  • €4,000,000 Professional Liability cover, including Legal Defence
  • Worldwide dive accident insurance
  • Travel insurance for non-diving emergencies abroad
  • Free accident insurance for your dive students

Professional liability may be not available in countries outside the EU, EEA, Switzerland, Egypt and Maldives. For more information, please contact DAN.

COVER DETAILS

COVER FOR DIVING EMERGENCIES

VALID ALL YEAR ROUND, WORLDWIDE

  • Alarm Centre and management of medical emergencies 24/7 » Total cost
  • Emergency medical evacuation » Total cost
  • Worldwide emergency medical treatment,hyperbaric therapy and hospitalization included » Total cost
  • Search & rescue of the missing diver (cave diving included) » Up to €10,000
  • Medical repatriation of the convalescing diver » Total cost
  • Specialized medical treatment,including rehabilitation and post – traumatic stress treatment, up to 30 days from date of incident » Total cost
  • Daily allowance for hospital stay during therapy » Up to €50 – inpatient. [Outpatient: for DCI only]
  • Loss or damage of own or rescuers’ diving equipment,only following an indemnifiable own or 3rd party diving accident » Up to €2,500
  • Extra hotel & travel costs following a diving accident » Up to €5,000
  • Permanent disability » Up to €50,000
  • Any prosthesis necessary after an insured injury » Up to €1,000
  • Death benefit » Up to €6,000
  • Repatriation of the deceased » Total cost
  • Non-professional liability (included for residents of Spain only) » €150,000 (or up to the limit required by the local Autonomous Community)

COVER FOR NON-DIVING EMERGENCIES ABROAD

MAXIMUM NUMBER OF INSURED TRAVELING DAYS: 90 DAYS PER YEAR

  • Emergency medical evacuation » Total cost
  • First medical assessment costs, even w/out hospitalization » Total cost
  • Medical expenses for inpatient care, irrespective of number of days in care » Up to €15,000
  • Medical expenses for outpatient care » Up to €500
  • Medical repatriation of the convalescing diver » Total cost
  • Repatriation of the deceased » Total cost

TRAVEL ASSISTANCE

  • Roundtrip travel ticket for one person to reach the insured in case of hospitalization » Up to €2,500
  • Escorted return of minor children » Up to €5,000
  • Additional return expensesfor the insured and / or travel companion » Up to €2,000
  • Interpretation assistance » Total cost

FREE ACCIDENT INSURANCE FOR DIVE STUDENTS

Free cover for UNLIMITED number of dive students (up to ADV level)

  • Alarm Centre and management of medical emergencies 24/7 » Total cost
  • Worldwide emergency medical treatment & medical evacuation » Up to €15,000
  • Search & rescue of the missing diver » Up to €2,500 [as part of the worldwide emergency medical treatment limit]

Please read carefully the insurance policy. All insurance plans are manufactured and underwritten by IDA Insurance Ltd (IDA) and distributed by VING Insurance Brokers Limited (VING). Both IDA and VING are authorised and regulated by the Malta Financial Services Authority (MFSA) to transact in all EU/EEU countries. IDA and VING are subsidiaries of DAN Europe Group.

ABOUT

Divers Alert Network (DAN) Europe and PADI (Professional Association of Diving Instructors) EMEA are partnering to offer emergency management and insurance services to PADI members in the EMEA territories.

Insurance cover special features:

  • Professional Indemnity and Personal Accident Insurance valid all year round
  • Access to the renowned DAN specialised multilingual hotline
  • Unlimited cover in case of hyperbaric treatment and repatriation
  • Additional assistance and cover provided for non-diving medical emergencies abroad
  • Additional insurance cover for dive accidents involving students attending PADI courses

For Emergency assistance, or any other matter not related to this insurance product, please visit daneurope.org

DAN

DIVING SAFETY SINCE 1983

Founded in 1983, DAN Europe is a not-for-profit Foundation which provides emergency medical advice and assistance for diving injuries, promotes and supports diving research and education, and strives to provide the most accurate, up-to-date and unbiased information on issues of common concern to the diving public.
DAN is the first diving insurance specialist, with an unparalleled knowledge in the diving insurance field, with nearly 30 years of experience. Today DAN assures through its subsidiaries (IDA Ltd. and VING Insurance Brokers Ltd.), transparency of management, efficiency in services, and full respect of European directives in the insurance field, always remaining faithful to the fundamental ideals of the DAN Europe Foundation.

PADI

WORLD'S LEADING DIVER TRAINING AGENCY

PADI (Professional Association of Diving Instructors®) is the world’s largest recreational diver training organisation with nearly 6,500 dive centres and resorts and more than 135,000 professional members worldwide. Since 1966, PADI has remained dedicated to introducing new divers to the thrill of scuba diving and enhancing the skills of experienced divers. Issuing nearly one million certifications each year, PADI makes underwater exploration and adventure accessible to the public while maintaining the highest industry standards for dive training, safety and customer service. Committed to ocean conservation, with every diver certification issued.

ABOUT

Divers Alert Network (DAN) Europe and PADI (Professional Association of Diving Instructors) EMEA are partnering to offer emergency management and insurance services to PADI members in the EMEA territories.
Insurance cover special features:
  • Professional Indemnity and Personal Accident Insurance valid all year round
  • Access to the renowned DAN specialised multilingual hotline
  • Unlimited cover in case of hyperbaric treatment and repatriation
  • Additional assistance and cover provided for non-diving medical emergencies abroad
  • Additional insurance cover for dive accidents involving students attending PADI courses

For Emergency assistance, or any other matter not related to this insurance product, please visit daneurope.org

DAN

DIVING SAFETY SINCE 1983

Founded in 1983, DAN Europe is a not-for-profit Foundation which provides emergency medical advice and assistance for diving injuries, promotes and supports diving research and education, and strives to provide the most accurate, up-to-date and unbiased information on issues of common concern to the diving public.
DAN is the first diving insurance specialist, with an unparalleled knowledge in the diving insurance field, with nearly 30 years of experience. Today DAN assures through its subsidiaries (IDA Ltd. and VING Insurance Brokers Ltd.), transparency of management, efficiency in services, and full respect of European directives in the insurance field, always remaining faithful to the fundamental ideals of the DAN Europe Foundation.

PADI

WORLD'S LEADING DIVER TRAINING AGENCY

PADI (Professional Association of Diving Instructors®) is the world’s largest recreational diver training organisation with nearly 6,500 dive centres and resorts and more than 135,000 professional members worldwide. Since 1966, PADI has remained dedicated to introducing new divers to the thrill of scuba diving and enhancing the skills of experienced divers. Issuing nearly one million certifications each year, PADI makes underwater exploration and adventure accessible to the public while maintaining the highest industry standards for dive training, safety and customer service. Committed to ocean conservation, with every diver certification issued.

FAQ

1. Who can purchase this PADI-endorsed DAN Europe insurance?

Only PADI members who have renewed for the current year.

2. What kind of coverage will I obtain from this plan?

  • Diving medical emergencies – worldwide, for 365 days.
  • Non-diving medical emergencies – only when you travel abroad, for max. 90 days a year.
  • Professional liability (optional) – compatible with PADI-EMEA requirements, valid worldwide except in the USA and Canada.

Note: if you reside outside of the European Economic Area, Egypt or Maldives, professional liability may not be available. Please get in touch for information on your country.

3. Is a standard travel insurance included other than the diving insurance?

  • This plan features a coverage for non-diving related medical emergencies abroad, but it is not comparable to a standard travel or health insurance. Please read the insurance policy and the cover limits for more information.
  • You are not required to let us know whenever you travel outside of your country of residence.

4. How does this PADI-endorsed plan differ from the standard DAN Europe Pro Plans?

Same great coverage as the Pro Silver, with some important differences:

  • free accident coverage for your students up to AOWD (Pro Silver: up to OWD);
  • free accident coverage for an unlimited number of students (Pro Silver: max. 40 students per year);
  • more convenient price;
  • specifically designed for PADI EMEA members.

5. I am already a DAN Europe member. Can I switch from my current plan to this one?

  • Yes, provided that the residual value of your current insurance is lower than the cost of the new plan.
  • To check whether you can update your insurance, try and purchase this plan via your account.

6. Will my students be covered?

Yes, provided that:

  • you register them on your MyDAN before the course starts;
  • they are not past the AOWD certification.

7. Does my professional liability insurance stay valid if I am not registering any student?

Yes, it does stay valid. Whether you decide or not to provide your students with an insurance coverage, this does not affect your professional liability insurance.

8. I work and dive abroad. Which country of residence shall I indicate on my profile?

  • The country where you are registered as a permanent resident, which is not necessarily the one where you happen to work or dive.
  • This is the country where you will be repatriated, if required.

9. What to do in case of emergency?

10. How to file a claim?

Once the acute phase of your medical emergency is over, please follow these instructions to file a claim.

Contact Us

Please use the form below to send DAN an email, we will get back to you as soon as possible.
Fields marked with an asterisk (*) are required. For medical emergencies, click here. Specialised medical advice is reserved to active DAN Members.

E-mail messages are normally answered Monday through Friday (8:30 am to 6 pm – CET), except on 1/5, 2/6, 15/8, 25-26/12 and 1/1. We understand the need to get your questions answered quickly. We typically respond to you within 2 working days. Sometimes, it may take us longer to get you a complete answer. If you don’t hear from us within 5 working days, please contact us again: your e-mail may not have been received.

CALL DAN

To get in touch with the DAN Continental Operations office, please call the national numbers below.

  • You will only be charged at a local call rate.
  • Service is available in English, French, German, Dutch, Italian, Spanish and Polish.
  • This is a VoIP-based service. Call quality depends on the performances of the internet connection.

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